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THERE ARE MAJOR RISKS IN TRADING, INVESTING, AND DAY TRADING ONLINE, WHICH MAKES IT UNSUITABLE FOR EVERYONE.

Every Member, Potential Member, Free Trial Member, Interested Customer, or Subscriber of any sort, must fully read this legal disclaimer, understand, and agree, to the legal terms stipulated.

WE HAVE MADE EVERY EFFORT TO ACCURATELY REPRESENT THIS WEBSITE, AND SERVICES. WE PROVIDE ABSOLUTELY NO GUARANTEE THAT YOU WILL EARN ANY MONEY OR ACHIEVE A FINANCIAL GOAL USING THE METHODS, INFORMATION AND SUGGESTIONS IN THE CONTENT PROVIDED. ANY EXAMPLES OR DEMONSTRATIONS PROVIDED ARE IN NO WAY A GUARANTEE OR PROMISE THAT AN INDIVIDUAL WILL MAKE FINANCIAL GAINS OF ANY KIND. THE POTENTIAL FOR EARNINGS IS TOTALLY DEPENDENT ON THE PERSON USING OUR WEBSITE, SERVICES, METHODS AND IDEAS. THIS WEBSITE DOES NOT PROVIDE OR RECOMMEND A “GET RICH SCHEME” OR A “MAKE MONEY SCHEME”.

IF REQUESTED, VERIFICATION FOR ANY SPECIFIC CLAIMS OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE PROVIDED. YOUR ACTUAL LEVEL OF SUCCESS IN OBTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE METHODS AND IDEAS PROVIDED, YOUR OWN FINANCIAL RESOURCES, YOUR VARIOUS EXPERIENCES, SKILLS, KNOW HOW AND YOUR OWN KNOWLEDGE. ALL THESE FACTORS VARY FROM ONE INDIVIDUAL TO ANOTHER. WE CANNOT GUARANTEE THE RESULTS YOU OBTAIN OR YOUR SUCCESS OR YOUR INCOME LEVEL OR ANY OTHER OUTCOME YOU DESIRE. WE DO NOT TAKE ANY RESPONSIBILITY FOR YOUR ACTIONS.

CONTENT AND FUNCTIONALITY INCLUDED IN OUR SERVICES AND WEBSITE MAY CONTAIN INFORMATION THAT INCLUDE OR ARE BASED ON FORWARD-LOOKING STATEMENTS. FORWARD-LOOKING STATEMENTS INDICATE OUR FORECASTS OR EXPECTATIONS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO CURRENT OR HISTORICAL FACTS. THEY ALSO USE WORDS SUCH AS “EXPECT”, “ANTICIPATE”, “BELIEVE”, “ESTIMATE”, “PROJECT”, “MAY”, “POSSIBLE”, “PLAN”, “INTEND” AND OTHER WORDS, PHRASES AND TERMS OF SIMILAR MEANING IN RELATION WITH DESCRIPTIONS OF POTENTIAL OR POSSIBLE INCOME, EARNINGS OR OTHER FINANCIAL PERFORMANCE.

ANY AND ALL FORWARD-LOOKING STATEMENTS USED ON OUR WEBSITE OR ON ANY OF OUR SALES AND MARKETING CONTENT ARE SOLELY TO EXPRESS OUR OWN OPINION OF INCOME POTENTIAL. A LARGE NUMBER OF FACTORS WILL AFFECT YOUR FINANCIAL RETURNS AND ACTUAL RESULTS. WE PROVIDE NO GUARANTEES THAT YOU WILL OBTAIN RESULTS SUCH AS OURS OR ANYONE ELSE’S. IN FACT, NO GUARANTEES ARE GIVEN THAT YOU WILL ACHIEVE ANY RESULTS WHATSOEVER FROM OUR WEBSITE, METHODS, SUGGESTIONS OR OUR OTHER CONTENT. ANY RESULTS OR FINANCIAL PERFORMANCE YOU MAY SEE ON OUR WEBSITE OR WITHIN ANY OF OUR CONTENT ARE NOT TYPICAL. YOUR RESULTS WILL VARY FROM OTHER PEOPLE’S.

YOU MUST DO YOUR OWN INDEPENDENT RESEARCH PRIOR TO ENGAGING IN ANY KIND OF BUSINESS ACTIVITY INCLUDING ANY ACTIVITY WHEN YOU HAVE EXPECTATIONS OF SPECIFIC RESULTS OR FINANCIAL RETURNS.

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I. Logging onto and using information provided on iCBeducator or one of iClub BIZ’s websites (hereafter referred to as “iCB”), or submitting an application for any of our services including but not limited to Free Trials, Subscription-Based Services, etc. (hereafter referred to as “MEMBER”, “SUBSCRIBER”, OR “MEMBERSHIP”), you hereby agree unconditionally to the legal terms and condition stated here.

II. The website, iCB, which is wholly-owned by I-CLUB BIZ, LLC, is an independent website providing information for online traders, day traders, day trading “SUBSCRIBERS”, momentum traders, etc., to distribute and exchange information in various forms on subjects including but not limited to FOREX, Futures, and Equities Trading.

III. Information provided in any of the services provided by iCB is solely for educational purposes only. As such, no legal responsibility is assumed by us, and the accuracy or reliability of information, quotes, opinions, or advice that results from any of our services is absolutely not guaranteed. Every “SUBSCRIBER” assumes sole legal responsibility for his or her decisions to follow suggestions made in any of our services to BUY or SELL Stocks, FOREX Lots, Futures, or Equities.

IV. I-CLUB BIZ, LLC, iCB, and any of our subsidiaries, do not guarantee or represent that any “SUBSCRIBER” who follow any suggestions or advice given in any of our services, will be making profits.

V. I-CLUB BIZ, LLC, its staff, consultants, and/or outsources, may hold positions in multiple Stocks, FOREX Lots, Futures, or Equities, mentioned in any of the services we provide. We are not obliged in any way to reveal information about this including but not limited to the time of acquisition of Stocks, FOREX, Futures, or Equities, as well as the amount of the position held or the closing time of a position.

VI. We recommend that every “SUBSCRIBER” seeks information from his or her preferred financial or investment advisor before getting into trading Stocks, FOREX, Futures, or Equities. Therefore, iCB is not providing, whatsoever, any professional services, whether financial or investment, and every potential “SUBSCRIBER” is recommended to seek fundamental trading education.

VII.I (“SUBSCRIBER”) understand and agree that iCB reserves the right to cancel my subscription at its absolute discretion, and no form of refund will be due to me for whatever reason. I also agree and understand that I reserve the right to cancel my membership by the terms stipulated in the TERMS & CONDITIONS page. I agree that deciding to terminate my ‘MEMBERSHIP’ before the expiration date of my current subscription entitles me to no form of credits or refunds for my unused ‘SUBSCRIPTION’ or ‘MEMBERSHIP’. I understand that in the event that I cancel my ‘MEMBERSHIP’ prior to my current subscription period being completed, I am not entitled to any credits or refunds for my unused ‘MEMBERSHIP’ or ‘SUBSCRIPTION’ term.

VIII. In addition, iCB, reserves the right to approve or deny the reactivation of a canceled membership. Moreover, iCB is under no legal obligation to disclose reasoning for such denials.

IX. (‘SUBSCRIBER’ may hereinafter be referred to as ‘I’, ‘MY’, ‘ME’, ‘YOU’) I accept sole responsibility for any and all day trading, online trading, or online trading decisions, and accept that such decisions are made by ME alone. All transactions that occur in MY trading account with MY preferred broker are MY responsibility and I accept all legal responsibility for them. Heavy losses can be incurred when buying or selling FOREX, Stocks, Futures, or Equities, and YOU should carefully analyze YOUR financial condition to determine if trading FOREX, Stocks, Futures, or Equities Contracts, is financially prudent for you. I understand that buying or selling Stocks, FOREX, Futures, or Equities, can expose me to severe risks including the fact that I can suffer a loss of a percentage (if not 100%) of MY capital, cash, and/or assets pledged to trade Stocks, FOREX Lots, Futures Contracts, or Equities, through MY legal preferred broker.

X. I understand that iCB is not responsible in any way, whatsoever, for any trading transactions that occur in MY trading account between ME and MY preferred broker. I agree that there may be periods when the Market turns against ME, or unfavorable Market conditions arise which make it hard, if not impossible, for Me to liquidate a position, and I assume full legal responsibility should this occur. I agree that purchasing or selling Stocks, FOREX Lots, Futures, and Equities, stated in any of the services provided by iCB may result in a profit or loss.

XI. I understand as a trader that I am fully responsible for MY orders placed; MY orders filled; MY Stocks, FOREX Lots, Futures Contracts, or Equities, sold; MY Stocks, FOREX Lots, Futures Contracts, or Equities, bought; MY earned profits or MY incurred losses.

XII. I agree and understand that while the profits of day trading Stocks, Futures, FOREX, or Equities, can be substantial, I am also exposed to the risk of heavy losses of MY cash, capital, or assets, and therefore agree not to hold I-Club BIZ, LLC, iCB, and any of its subsidiaries, responsible for any losses, no matter how large they may be. I understand that there may be other risks involved in the Buying/Selling of Stocks, FOREX, Futures, and Equities, online, not stated in this DISCLAIMER and it is my absolute legal responsibility to know, investigate, research, and assume, all additional risks inherent in trading. I also agree that past performance of any of the services offered by iCB should NOT be the basis for expected results of MY trading.

XIII. I-Club BIZ, LLC, iCB, or any of its subsidiaries, will not be held responsible to ‘SUBSCRIBERS’, or any other parties, for incurred losses, costs or expenses, loss of use, and damages (consequential/incidental or both) resulting from mistakes in, omissions from, or changes to, information, links, downloaded material or other materials, a ‘SUBSCRIBER’ may receive or come into contact with, while accessing the website. We do not provide any guarantees for the accuracy or validity of information provided in any of our services generated from generally reliable sources due to the refusal of such companies to provide legal guarantees for their information.

XIV. The website, iCB, does not accept any liability or legal responsibility for, arising out of use, any investment, online trades, interpretation, or acceptance, of any information available on this website. YOU agree to access this website at your own risk and we do not provide any legal warranty that information available or obtained on this website is absolutely accurate and reliable, or that accessing our servers cannot expose YOU to viruses or other forms of harm. YOU understand that you are solely responsible for damage or costs arising from damage to YOUR computer and any of its components.

XV. YOU agree to refrain from copying, duplicating, and/or soliciting information, material, and other properties owned by iCB, or any of the services we provide unless we grant YOU prior written approval and consent.

XVI. YOU agree that the absolute risk of YOUR trading technique in the trading of Stocks, FOREX, Futures, or Equities, lies solely with you and you accept full legal responsibility for it. You reserve the right to act upon or discard recommendations made in the services we offer and should YOU decide to act upon any of them then YOUR actions are solely YOUR legal decision and I-Club BIZ, LLC, iCBor any of its subsidiaries, will NOT be held responsible.

XVII. The website, iCB, advises all ‘SUBSCRIBERS’ to practice Demo Trading (trading accounts that do not use real cash) UNTIL you come about with a strategy that ensures consistent profit. Don’t forget that real trading is substantially different from Demo trading. Demo Trading mitigates actual market conditions including, but not limited to, quick moving markets, failure to have an order filled, bad market conditions, and so forth. An estimated 30% of your profits during demo trading should be deducted from your profits as this gives YOU a realistic view of possible earnings in actual trading. Keep in mind that there are no guarantees as to how much profits YOU will earn when trading with YOUR own money, even with the deduction of this figure. YOU are fully responsible for any risks inherent in your trades, and any online trading techniques YOU develop by using any of our services can expose you to risks.

XVIII. I-Club BIZ, LLC, iCB, reserves the legal right to review and make changes to its ‘MEMBERSHIP’ fees at any time it deems necessary without prior notification to subscribers of such adjustments.

XIV. We have a Zero Tolerance Policy for promotion of stocks, abusive language, or acts that we deem disruptive in our Live Trading Rooms, or other areas of our website. And, iCB reserves the right to terminate ‘SUBSCRIBERS’ found guilty of this policy.

XV. I-Club BIZ, LLC, iCB, does not represent itself as an Investment advisor or investing in Stocks, Futures, or Equities. We therefore do not provide any kind, whatsoever, of investing advice.

TRADE SIGNALS SERVICE AND Stock
Risk Disclosure

You should carefully think over your investment objectives, risks and experience before participating in the Futures & Forex market. It is important to not invest money you cannot afford to lose.

Considerable risks in Futures & Forex transactions exist. Those risks include without limitation, leverage, creditworthiness, limited regulatory protection and market volatility that may substantially affect the price, liquidity of a currency or currency pair or Futures Contract.

As a result of the volatile nature of Futures & Forex trading, any market movement will have an equal effect on your deposited funds. There is a possibility that you could sustain a total loss of initial margin funds and be required to deposit extra funds to maintain your position. If you fail to satisfy any margin requirement, your position may be liquidated, and you become responsible for any losses. To manage exposure, employ different risk-reducing strategies.

You also can face different risks associated with using an Internet-based trading system, including without limitation, the hardware, software, and Internet connection failures. iCB is not responsible for any communication failures or delays when trading via the Internet.

iCB is not liable for any loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on systems and signals provided by services of iCB. iCB is not responsible for correctness of any signals and systems available through iCB.

Any opinions, news, research, analyses, prices, or other information offered by iCB does not constitute investment advice. iCB will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.

Policies & Procedures

Notice: Please be aware that due to high incidences of online fraud, people in the following countries may be asked to send in notarized, original copies of their documents: Malaysia, Thailand, Singapore, Indonesia, Russia, Nigeria, India, Pakistan and the Philippines.

Legal:

Violations of our Terms and Conditions or this Universal Spam Policy may result in legal action against you and the termination, without notice, of your I-Club BIZ, LLC, iCB, ID and/or anything associated with it, including, but not limited to, email accounts, clubs, posts, home pages, and profiles. Nothing in this policy is intended to grant any right to transmit email to or through I-Club BIZ, LLC computer systems. I-Club BIZ, LLC does not waive any rights by the failure to enforce this policy in every instance in which it might apply.

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1. USER CONDUCT

This service account may only be used for lawful purposes. Any use of these services which violates any local, state, federal, or international laws which may apply to our service, to your local jurisdiction, or any jurisdiction that you, your site, or your sales area may be subject to is strictly prohibited.

While using the service, you may not:

A. Restrict or inhibit any other user from using and enjoying the Internet.

B. Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, offensive, indecent, pornographic, profane, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, federal or international law, including without limitation export control laws and regulations, and laws protecting intellectual property including copyright, trademark, trade secret, misappropriation and anti-dilution laws.

C. Post, publish, transmit, reproduce or distribute any information or software which contains a virus or other harmful component.

D. Post, publish, transmit, reproduce, distribute or in any way exploit any information, software, or other material obtained through the service for commercial purposes ( other than as expressly permitted by the provider of such information, software, or other material ).

E. Use your account to facilitate the sale of any information, software, hardware, product, or other material which violates any local, state, federal, or international laws which may apply our service, to your local jurisdiction, the jurisdiction of the consumer purchasing from you, or any jurisdiction that you or your site may be subject to.

F. Use your account to gather sensitive payment information from any internet consumer including but not limited to credit card information for any purpose other than the ethical use of such information to obtain payment in exchange for goods and service provided to said consumers.

G. Post, publish, transmit, reproduce or distribute internet consumer credit card information in such a manner as to readily expose such information to those who would use such information for criminal purpose.

H. Use your account in conjunction with any promotion or sale of goods by or for the purpose of Unsolicited Commercial E-Mail (UCE) or Spam. This includes the sale of lists of E-mail addresses or software to be used for the purpose of sending UCE or Spam.

I. While using our service, you agree to the following minimum standards for internet “e-commerce” (if applicable): a. Resolve your customer order fulfillment complaints against you in a reasonable and timely manner such that our service does not receive a significant number of complaints against you. b. Provide your customers reasonable access to contact information for your business such that they can contact you when orders they place are not received.

2. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless our service from any and all liability, penalties, losses, damages, costs, expenses, attorneys’ fees, causes of action or claims caused by or resulting indirectly from your use of the service which damages either you, our service, or any other party or parties without limitation or exception. This indemnification and hold harmless agreement extends to all issues associated with your account.

3. REFUSAL OR DISCONTINUANCE OF SERVICE

We reserve the right to refuse or discontinue service to anyone at our sole discretion. We may deny you access to all or part of the service without notice if you engage in any conduct or activities that we, in our sole discretion, believe violates any of the terms and conditions in this agreement. We shall have no responsibility to notify any third-party providers of services, merchandise, or information, nor any responsibility for any consequences resulting from such discontinuance or lack of notification. You agree that we have the right to monitor the service electronically from time to time and to disclose any information as necessary to satisfy the law, or to protect itself, its subscribers, or consumers of products or services sold via the shopping cart service. We reserve the right to refuse to facilitate sales of any information or materials, in whole or in part, that, in our sole discretion, are unacceptable, undesirable, or in violation of this agreement.

4. NO WARRANTIES

We make no warranties or representations of any kind for the services being offered. The service is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of title, non-infringement, or implied warranties of merchantability or fitness for a particular purpose. No advice or information given by us or our agents or employees shall create a warranty. We provide no warranty that the service will be uninterrupted or error free or that any information, software or other material accessible on or via the service is free from viruses or other harmful components. Under no circumstances shall we be liable for any direct, indirect, special, punitive, or consequential damages that result in any way from your use of or inability to use the service, or for third parties’ use of the service to access your Web space, any other service we supply or are associated with, to access the Internet or any part thereof, or your or any third parties’ reliance on or use of information, services, or merchandise provided on or through the service, or that result from mistakes, omissions, interruptions, deletion of files, errors, defects, delays in operation or transmission, or any failure of performance. If you are dissatisfied with our service or any of its terms, conditions, rules, policies, guidelines, or practices, your sole and exclusive remedy is to discontinue using the service.

You understand that by placing information on our servers, including but not limited to uploads done by you, that such information becomes available to all internet users and that we have no way of limiting or restricting access to such information or protecting such information from copyright infringement. You assume total responsibility and risk for your use of our service and the internet. It is solely your responsibility to evaluate the accuracy, completeness, and usefulness of all opinions, advice, services and other information, and the quality and merchantability of all merchandise provided through our service or on the internet generally.

We will provide you a reasonable amount of technical support to assist you in integration of this our services into your website. You understand that the level, duration, and hours of availability of the support provided is determined at our sole discretion, and that providing any support does not constitute a warranty of any sort, nor does it warrant that you will successfully complete the integration of our service into your website.

5. ECPA NOTICE

We reserve the right to monitor any and all communications through or with our facilities. You agree that our service is NOT considered a “secure communications medium” for the purposes of the ECPA, and that no expectation of privacy is afforded.

6. IDENTIFICATION INFORMATION

You agree that you, as the person legally responsible for use of this account, are at least 18 years of age. You agree to supply us with a current and truthful name, postal address, email address and telephone number for our records, and you have a continued obligation to keep this information current. You also agree that you are an authorized user of any checks or credit card account that you supply to us and agree that we have an obligation to fully investigate any possible fraudulent payment acts.

You agree to inform us in advance of any substantive changes in the nature of the commerce facilitated via our service, and understand that implementing such changes may cause us, at our sole discretion, to discontinue your service if such changes would cause violation of this agreement.

7. NO INTERFERENCE WITH OPERATION OF SYSTEM

You agree not to maliciously or intentionally interfere with the proper operation of the system, including, but not limited to. defeating identification procedures, obtaining access beyond that which you are authorized for, and impairing the availability, reliability, or quality of service for other customers. You further agree not to interfere with the proper operation of other systems reachable through the internet, including any attempt at unauthorized access. You agree to follow the Acceptable Use Policy of any network or service you connect to.

You agree to adhere to system policies as published online by us, including restrictions on account usage, services available with your account, restrictions on certain features, and all other policies designed to protect and enhance the quality and reliability of our service. You agree to abide by any and all future amendments to this Terms of Service.

8. SECURITY

You agree that the security of your account password is solely your own responsibility.

You agree that if you believe that your account password has been compromised in any way, you will notify us immediately via email.

You agree that you shall be held fully responsible for any misuse or compromise to your account for which we are not properly notified.

You agree that if any security violations are believed to have occurred in association with your account, we have the right to suspend all access to the account pending an investigation and resolution.

You agree that we have the right to cooperate in any government or legal investigation regarding any aspect of our services, including services sold to you.

You agree that any use of our system to facilitate sales of pirated software, illegal products or information, or other violations of law will result in account suspension and be immediately reported to the appropriate authorities.

9. BACKUP OF DATA

Your use of the service is at your sole risk. We are not responsible for order data or account configuration data residing on our servers. Any storage of such is strictly for your convenience, and you recognize your obligation to maintain your sales and order data on your own computer systems. You specifically agree that we are not responsible for storage of order or sales data of any type whatsoever for any amount of time.

You further agree that we have the right, at our sole discretion, to purge any and all order or sales data stored on our servers without notice and to whatever degree deemed necessary by us to free up space on our servers.

10. TRANSMITTAL OF MATERIALS

You agree not to transmit unsolicited or prohibited advertising or other harassing or illegal materials through electronic mail or other internet media. The use of our service, or any other service with reference to services obtained through us, for unsolicited mass mailings, postings, or other activities considered an annoyance to others, commonly referred to as “spamming” is strictly prohibited and may cause your services to be terminated immediately and without warning and you will be held fully responsible for any damages to you, to us, or to any other party or parties resulting from any such conduct.

11. PAYMENT

After you open your account and setup you monthly subscription, we will automatically charge you on a monthly basis for your subscription until such time that you cancel.

If a customer wishes to cancel the recurring monthly charges, they must notify iClub BIZ at least 3 business days prior to their recurring billing date. This can be done by emailing support@iclubbiz.com or by clicking on the Cancel My Monthly Purchase link in the iClub BIZ back office and clicking through the request.

In the event a customer wishes to request a refund, it follows these guidelines: We will offer a 7-day 100% money back guarantee for the initial purchase of the product or service only, provided the customer requests the refund within the 7 days by emailing support@iclubbiz.com. The refund will be credited back to the customer within 30 days of the request provided all requirements have been met. THERE IS NO REFUND AVAILABLE FOR THE RECURRING CHARGES. There are no partial refunds.

11.1 Delivery Times

All products are shipped within (3) three business days after the order has been processed and paid for. The customer will have instant access to any of the services after the order has been processed and paid for.

12. PRIOR AGREEMENTS

This agreement supersedes any written, electronic, or oral communication you may have had with us or any agent or representative thereof, and constitutes the complete and total agreement between the parties.

13. SEVICEABILITY

If any provision of this agreement is determined to be invalid or unenforceable, all other provisions shall remain in full force and effect and said provision shall be reformed only to the extent necessary to make it enforceable.

14. TERMINATION OF AGREEMENT

The provisions of Section 2 (INDEMNIFICATION) and Section 4 (NO WARRANTIES) shall survive any termination of this agreement.

15. APPLICABLE LAW, JURISDICTION, AND SERVICE

This agreement shall be governed by the applicable laws of the state where iCBeducator’s corporate offices reside. You agree to accept service of process related to this agreement by ordinary mail, postage prepaid, to the most recent address provided by you.

16. ACKNOWLEDGEMENT

By creation of an account, or continuing to maintain an account on our servers, you are stating and acknowledging that you have read these terms and conditions and that you understand such terms and conditions and agree to be bound by them.